Wage Garnishment Attorney in the Bronx

If you are not able to pay your creditors, you may be concerned that your resources will be seized. However, wage garnishment is a last resort for creditors, and there are many actions you can take to avoid this outcome.

At the Law Offices of David Brodman, we understand that you want to do everything you can to avoid having your wages garnished. As such, we offer a free initial consultation to discuss your options and how to best protect your financial interests.

Schedule your free consultation with our professional wage garnishment lawyers in the Bronx by contacting us online or calling (718) 354-8027. We also serve clients throughout New York.

Understanding Wage Garnishment: What You Need to Know

Wage garnishment is a legal procedure used by creditors to recover the money that you owe them. They may be able to garnish your wages if you have failed to pay a judgment for a breach of contract or a default on a loan.

Garnishing your wages means that a certain percentage of your wages will be withheld by your employer and sent to your creditor.

A creditor can take either 10% of your gross income or 25% of your disposable income, whichever amount is less.

The garnishment must leave you with at least 30 times the state minimum wage in weekly earnings (in other words, minimum wage times 30 hours). Your earnings cannot be garnished if you do not earn at least 30 times the state minimum wage each week.

When Can Creditors Legally Garnish Your Wages?

A creditor can garnish your wages when you have failed to pay a court judgment. They can also garnish your wages if you have failed to pay a tax lien or a student loan. If you have failed to pay a judgment, your creditor can file a Writ of Garnishment with the court to have your wages garnished.

Local Insights: Wage Garnishment Challenges in the Bronx

Living in the Bronx, you are likely familiar with the unique financial challenges that residents face. The cost of living in New York City can be overwhelming, and unexpected financial setbacks can make it difficult to stay afloat. If you are dealing with wage garnishment, you are not alone. Many Bronx residents find themselves in similar situations, struggling to make ends meet while a portion of their paycheck is withheld.

Fortunately, there are local resources and government entities that can provide assistance. The New York City Department of Consumer and Worker Protection (DCWP) offers various programs to help residents manage debt and understand their rights. Additionally, the Bronx County Civil Court is a valuable resource for those dealing with legal issues related to wage garnishment.

One of the most significant pain points for Bronx residents facing wage garnishment is the high cost of living. With rent, utilities, and other essential expenses, having a portion of your wages garnished can make it nearly impossible to cover your basic needs. Our team understands these challenges and is here to help you navigate the complexities of wage garnishment in the Bronx.

We know the local landscape and are familiar with the specific financial pressures that Bronx residents face. Our goal is to provide you with personalized solutions that address your unique situation. Whether it's negotiating with creditors, exploring debt relief options, or representing you in court, we are committed to helping you regain control of your finances.

How Our Bronx Attorneys Can Assist You

If your wages are being garnished, you may be concerned about how you will make ends meet. You may also be worried about how long wage garnishment will continue. Fortunately, there are actions you can take to protect your wages from garnishment.

At the Law Offices of David Brodman, we have a team of experienced wage garnishment lawyers in the Bronx who can help you get your wages back. We also offer a free consultation to discuss your options and how we can help you protect your wages.

To learn more about wage garnishment and how we can help you, contact us online or call (718) 354-8027.